Is it Better to Work With Direct Lenders?
Payday loans are a great way to get a quick infusion of cash in your pocket for an emergency or other issue that just won't wait until your next payday. Most people who use these services end up going to the place that is closest to their home or place of business without bothering to shop around, but is that the best thing to do? Are all providers offering the same services and fees?
Not All Lenders are Alike
Payday loan stores owned by different companies have different policies and rules regarding credit, different fees and different repayment schedules. In this day and age of the Internet, you don't even have to go into a brick and mortar store in order to get the money you need. Many websites offer them, or you could even call and receive approval through the phone without ever getting in your car or clicking a mouse button. In addition to the different fee structures and requirements, different companies will also offer different borrowing options.
As the economic climate in this country continues to be unpredictable, many consumers find it difficult to manage their finances efficiently. Daily living expenses can stretch a paycheck very thin and any unexpected bills or repairs can wreak havoc on a family. With incomes stagnant and the cost of living continuing to rise, consumers have a viable solution when money is tight.
Thankfully, we have a solution to the problems many individuals face. We have partnered with lenders that are committed to offering flexible short-term lending options that can help you make it until your next paycheck. When you use our simple application form to see how much money you can qualify for, we will pair you with a direct lender that is best suited to meet your specific needs. You can get up to $1,500 deposited directly into your checking or savings account. When you work directly with one of the providers in our extensive network, you get personalized service that makes it easy for you to take control of your finances once and for all. Used responsibly, these financing options are invaluable for many!
Some Truths You Should Consider
Thankfully, short-term lending services are very easy to qualify for. In most cases you simply need to be a U.S. citizen age 18 or older, receive a regular source of income from employment or eligible benefits and have a bank account that accepts direct deposit. This flexibility is in sharp contrast with financial institutions such as banks and credit unions that require applicants to complete complicated paperwork in addition to undergoing extensive credit checks in order to get the money you desire. Bypass this by relying on us to help you find a provider that can help you take control of your budget once and for all!
Working directly with a provider ensures you won't have to deal with extra expenses and fees from middlemen. Our referral service is absolutely free and ensures you will be working with a trusted online provider that is best suited to meet your needs. As you can see, our free service can actually save you a lot of money in the long run. You'll never have to stand in line in order to get the funds you want. Furthermore, your application is processed instantly so you won't have to wait a long time for approval.
Shopping around before choosing a lender is probably a very good idea. You can find different rates, fees, durations, term structures and loan amounts that may better suit your specific situation and repayment ability. Be sure to check out more than one store when you are looking for that quick boost of cash you need and do not settle for the first store you walk into or website you visit. Also, if you find yourself in over your head with short-term lending options and can't get a bank consolidation option, there are other companies that can help or consider taking out a credit card to pay off the balances.
If you're feeling a little hesitant about applying online for funds, there are some things you can do to ensure your private information is being guarded. You could review the company's Privacy Policy or their Frequently Asked Questions page as they may contain information regarding their security. Another easy way to know your information is being encrypted is to look in the bottom right hand corner of your screen for a small padlock icon. Most companies will incorporate this icon on to their application pages just so you know the page you are currently browsing is behind security. Even though a web site may be completely secure, you should follow some precautions when submitting private data. It's highly recommended that you do not enter your private information from public places, such as at school or in a library. If you are online using Wi-Fi or wireless internet, make sure you are connected through a secure password protected network.
The Advantages of Using Our Free Service
Our independent service ensures you will get the best lending option. We are not a lender so you can rest assured we have your specific interests in mind. Our success depends on your satisfaction and we intend to bring you the best value. Use our site to make the providers compete for your business and see how much you can save!
When you apply online you must meet a few requirements such has having a regular income and being over 18. Once you meet these requirements and you fill out your information online you can get approved quickly and have the cash deposited into your account and usually available the very next day. This is incredibly convenient for those who are in a bind and really do need their money very fast. Getting the money you need online requires direct deposit; most will not do it any other way.
